"Before I started I did'nt know anything . . . I worked in the Mortgage industry . . . when the (economic) mortgage meltdon (happened) I didn't know what to do . . . I didn't want to go back to the (a job) 8 hours . . It's a good thing I saw (this) . . . I could'nt afford even $100 a month to save . . . now I made in excess of $200,000 in 2013"